How much does therapy cost in Texas at Clear Lake Psychotherapy?

Self-pay sessions range from $135 to $175, depending on session length and therapist. Insurance-based session costs depend on your plan's copay or deductible, which our team can verify before your first appointment.

What insurance does Clear Lake Psychotherapy accept?

Clear Lake Psychotherapy is in-network with Aetna, Blue Cross Blue Shield, GEHA, UnitedHealthcare, Optum, Oxford, PHCS/Multiplan, First Health, Shared Services, Curative, Allied, Philadelphia American Life, and UMR. We do not currently accept HMO Plans or Tricare.

What if my insurance is out of network?

You may still qualify for partial reimbursement from your plan. We can provide a superbill so you can submit a claim to your insurance company.

Can I use out-of-network benefits at Clear Lake Psychotherapy?

Yes. If we're not in network with your plan, you pay for the session and we give you a superbill, a receipt with the billing codes your insurer needs. You send it to your insurance company for possible reimbursement. Before you start, call your plan and ask two things: what it pays for out-of-network outpatient mental health visits, and whether you've met your out-of-network deductible.

What payment methods are accepted?

Clear Lake Psychotherapy accepts cash, check, credit card, and HSA/FSA. Payment is due at the time of service.

What is Clear Lake Psychotherapy's cancellation policy?

Cancel at least 24 hours before your appointment to avoid a fee. Canceling with less than 24 hours' notice costs $65. If you miss a session without calling, you're charged the full session fee ($135 to $175), and insurance won't pay it.

Does Aetna cover therapy in Texas?

Aetna PPO and POS II plans cover outpatient therapy in Texas, and all five of our therapists are in network with Aetna. What you pay depends on your specific plan's copay and whether your deductible has been met. Aetna HMO plans are not accepted at our practice.

Does Blue Cross Blue Shield cover online therapy in Texas?

Yes, BCBS PPO and TRS plans cover telehealth therapy, and all five of our therapists are in network with them. TRS is the Teacher Retirement System of Texas plan, which covers Texas educators and their families.

Do you take UnitedHealthcare or Optum?

Yes, we do accept UnitedHealthcare. UnitedHealthcare and Optum administer the same behavioral health network, and all five of our therapists are in network. We also accept UMR plans.

Does Clear Lake Psychotherapy accept Medicare?

Dr. Melinda Lea, our licensed psychologist, accepts Medicare. Our LPCs are not currently enrolled as Medicare providers.

Does Clear Lake Psychotherapy accept Medicaid?

Julieta Edmond, MA, LPC, PCIT Therapist, accepts Superior HealthPlan Medicaid. We are not able to accept other Medicaid plans at this time.

Pricing & Insurance

Quality therapy shouldn't break the bank.

At Clear Lake Psychotherapy, we believe cost should never be the reason someone delays care. We accept many major insurance plans, offer straightforward self-pay rates, and explain your options before your first appointment so there are no surprises.

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Insurance

We are in-network with major plans

We submit in-network claims for you, which may lower your out-of-pocket cost depending on your plan’s copay or deductible.

Accepted Insurance Providers

Aetna

Allied

BCBS

Curative

First Health

GEHA

Optum

PHCS/Multiplan

Philadelphia American Life

Shared Services

UMR

UnitedHealthcare

Two plans are available through specific therapists only:

Medicare is accepted by Dr. Melinda Lea, our licensed psychologist.

Superior HealthPlan Medicaid is accepted by Julieta Edmond, MA, LPC, PCIT Therapist.

We are currently unable to accept HMO Plans or Tricare.

How to verify your benefits

Call the member services number on the back of your card and ask:

Do I have mental health or behavioral health benefits?

Is Dr. Melinda Lea; Christopher Marullo, LPC; Kim Tran, LPC; Rachel Tolentino, LPC; or Julieta Edmond, LPC in-network with my plan?

Do I need a referral or pre-authorization for therapy?

How much is my copay?

What is my deductible, and has it been met?

How many sessions does my plan cover each year?

Out-of-Network Coverage

You may still have coverage even if we’re not in-network with your plan. In some cases, a portion of your sessions may be reimbursed by your insurance provider. We can provide a superbill if you’d like to submit for reimbursement. Reach out and we can help you check your out-of-network coverage.

Payment Methods

We accept cash, check, credit card, and HSA/FSA.

Payment is due at the time of service. If you’re experiencing financial hardship, please let us know before your appointment so we can discuss options.

Self-Pay Options

Prefer not to use insurance?
Self-pay sessions give you more privacy and flexibility in your care.

Rates: $135.00 – $175.00, depending on session length and therapist

No insurance paperwork

Superbills available on request

Cancellation & Missed Appointments Policy

Life happens. We understand.

We do our best to be flexible. If you need to cancel or reschedule, please call us as soon as you can. If you can’t reach our staff, you may leave a message with the answering service or on voicemail.

We ask for at least 24 hours' notice for cancellations so we can offer that appointment time to another client who may be waiting for support.

Late cancellations / Missed appointments: Appointments not canceled at least 24 hours before the scheduled time will be charged a $65.00 fee.

No call, no show: If you don’t call to cancel and miss your appointment, you will be charged the full session fee of $135.00–$175.00. This fee cannot be billed to insurance and is your responsibility.

faq

Questions about pricing.

Don't see your question? Our team is happy to help.

Contact Us

You can feel better. Start your new path today.

Reach out and our friendly admin team will help you find the right therapist and verify your benefits.

Schedule Appointment

Call (281) 488-0615