Question 1

How much does therapy cost at Clear Lake Psychotherapy?

Accepted Answer

Self-pay therapy rates at Clear Lake Psychotherapy range from $135 to $175 per session, depending on session length and therapist. For clients using in-network insurance, the cost is determined by your plan's copay or deductible. The administrative team will walk you through your options before your first appointment so you know exactly what to expect — no surprises, no hidden fees.

Question 2

What insurance does Clear Lake Psychotherapy accept?

Accepted Answer

Clear Lake Psychotherapy is in-network with Blue Cross Blue Shield (BCBS), Aetna, United Healthcare, Optum, Curative, PCHS/Multiplan, UMR, GEHA, and Share Services. The practice cannot accept Medicaid or Tricare at this time. Staff will file in-network insurance claims on your behalf, allowing many clients to receive mental health services at a lower out-of-pocket cost based on their plan's copay or deductible.

Question 3

Does Clear Lake Psychotherapy accept HSA or FSA payment?

Accepted Answer

Yes — Clear Lake Psychotherapy accepts HSA (Health Savings Account) and FSA (Flexible Spending Account) cards as payment for therapy sessions. Mental health therapy is an eligible expense under most HSA and FSA plans, making it a tax-advantaged way to pay for sessions. Cash, check, and credit cards are also accepted. Payment is due at the time of service.

Question 4

What if my insurance is out of network?

Accepted Answer

If your insurance is not in-network with Clear Lake Psychotherapy, you may still qualify for partial reimbursement through out-of-network benefits. The practice can provide a superbill — a detailed receipt with the diagnosis and procedure codes your insurance requires — which you submit directly to your insurer for reimbursement. Staff can also look up your out-of-network coverage before your first appointment. Reach out to discuss your options.

Question 5

What is the cancellation policy at Clear Lake Psychotherapy?

Accepted Answer

Clear Lake Psychotherapy requires at least 24 hours notice to cancel or reschedule an appointment. Appointments canceled with less than 24 hours notice are charged a $65 late cancellation fee. Appointments where the client does not call and does not show are charged the full session fee of $135–$175, which cannot be billed to insurance. The practice understands that life is unpredictable and asks that clients call as soon as possible if they need to reschedule.

Question 6

Does Clear Lake Psychotherapy file insurance claims for me?

Accepted Answer

Yes — Clear Lake Psychotherapy's administrative staff submits in-network insurance claims on your behalf. You do not need to handle the claims process yourself. Before your first appointment, the team will verify your insurance benefits, explain your copay or deductible, and answer questions about your coverage. To prepare, you can call the member services number on the back of your insurance card and ask about your mental health benefits, whether a referral or pre-authorization is required, and how many sessions your plan covers per year.

Question 7

What if I am experiencing financial hardship?

Accepted Answer

Clear Lake Psychotherapy encourages clients experiencing financial hardship to discuss their situation prior to their appointment. The practice believes that cost should never stand between someone and the support they need, and the team will work to explore available options. Reaching out before the first session allows the administrative team to discuss payment arrangements openly and without judgment.

Pricing and
Insurance

Quality Therapy Shouldn't Break the Bank.

We are in-network with these insurance providers:

Out of Network?

Self-Pay Rates

Payment

Cancellation & Missed Appointment Policy

Pricing and Insurance